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Modeling Data: Choosing a Model & Regression

When a quantity changes by a fixed percent each period, an exponential model captures it. Growth uses A=P(1+r)tA = P(1 + r)^t; decay uses A=P(1r)tA = P(1 - r)^t.

The whole task is translating a word problem into the right model: identify the starting amount, the rate, and whether it grows or shrinks.

Growth and decay factors

For growth of rr per period, each step multiplies by (1+r)(1 + r). For decay, it multiplies by (1r)(1 - r). Convert the percent to a decimal first.

A 5% annual increase gives a factor of 1.051.05; a 5% decrease gives 0.950.95. The base of the exponential is that factor.

Building the model

Start with the initial amount PP, attach the growth or decay factor as the base, and use time tt as the exponent.

A $2000 investment growing 5% yearly is modeled by A=2000(1.05)tA = 2000(1.05)^t. Read PP, the sign of the change, and rr straight from the problem.

Worked examples

Example 1: a growth model

A $2000 investment grows 5% each year. Which model gives its value after tt years?

Growth factor is 1 + r1+0.05=1.051 + 0.05 = 1.05
Attach starting amount and timeA=2000(1.05)tA = 2000(1.05)^t

Answer: A=2000(1.05)tA = 2000(1.05)^t

Example 2: a decay factor

What is the decay factor for a 12% yearly decrease?

1 minus the rate10.121 - 0.12
Simplify0.880.88

Answer: 0.880.88

Try one yourself

Common questions

What is the difference between the growth and decay models?

Growth multiplies by (1+r)(1 + r) each period; decay multiplies by (1r)(1 - r). The sign in the base is the only difference.

How do I turn a percent into the base?

Convert to a decimal and add to or subtract from 1. A 7% increase gives base 1.071.07; a 7% decrease gives 0.930.93.

What goes in the exponent?

The time tt — the number of periods the growth or decay runs.

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